Loan Against Mutual Funds

Quick and Hassle-Free Access to Funds

A Loan Against Mutual Funds allows you to leverage your existing mutual fund investments to access funds without having to liquidate your holdings. This can be a convenient way to meet urgent financial needs while continuing to benefit from your investments.

Product Description:

We offer Loan Against Mutual Funds where you can use your mutual fund units as collateral to secure a loan. This type of loan offers flexibility in terms of repayment, and it allows you to retain your investments, which may continue to grow during the loan period.

Types of Loan Against Mutual Funds:

  • Short-Term Loan: Ideal for immediate financial requirements, this loan is repaid within a shorter time frame, typically 1-3 years.
  • Long-Term Loan: Suitable for those needing more time to repay, this loan is structured with longer tenures and often comes with more flexible repayment options.

Features:

  • Quick Processing: Loans are processed swiftly with minimal documentation.
  • Low Interest Rates: Competitive interest rates compared to other unsecured loans.
  • Flexible Repayment: Options are designed to match your financial situation.
  • Retain Investment Growth: Your mutual funds continue to grow while securing the loan.

If you have invested in mutual funds and need liquidity, a Loan Against Mutual Funds could be the perfect solution. Contact us to understand how we can assist you in unlocking the potential of your investments.

Loan Against Fixed Deposits

Unlock the Power of Your Fixed Deposits

A Loan Against Fixed Deposit allows you to borrow money using your fixed deposits as collateral. This loan offers a quick and low-interest way to access funds without having to break your fixed deposits. You can continue to earn interest on your FD while utilizing the loan.

Product Description:

Our Loan Against Fixed Deposits provides an easy way to borrow funds by using your existing fixed deposits as security. The loan amount is typically a percentage of the FD value, and the interest rates are lower compared to personal loans.

Types of Loan Against Fixed Deposits:

  • Secured Loan: A secured loan where your fixed deposit acts as collateral.
  • Overdraft Facility: An overdraft facility where you can borrow up to a limit and pay only for the amount utilized.

Features:

  • Low Interest Rates: Benefit from lower rates due to the secured nature of the loan.
  • Quick Disbursement: Funds are made available quickly after loan approval.
  • No Prepayment Penalty: No charges for repaying your loan early.
  • Continued Interest Earnings: You continue to earn interest on your FD while availing the loan.

A Loan Against Fixed Deposit can be a quick and cost-effective way to secure funds for your needs while keeping your investments intact. Speak to our experts to know how we can help you.

Loan Against Bonds and Debentures

Leverage Your Bonds for Instant Liquidity

Loans Against Bonds and Debentures allow you to secure funding by using your bond and debenture holdings as collateral. This option offers you liquidity without having to sell your valuable securities, and you can still earn interest on them.

Product Description:

With a Loan Against Bonds and Debentures, you can pledge your fixed-income securities like bonds and debentures to secure a loan. The loan amount is determined based on the market value of your holdings, and this type of loan generally comes with a lower interest rate than unsecured loans.

Types of Loan Against Bonds and Debentures:

  • Secured Loan: A loan secured against the bonds or debentures held, offering competitive interest rates.
  • Loan with Interest-Only Payments: A loan where you pay only the interest for a specified period and repay the principal at the end of the term.

Features:

  • Attractive Loan-to-Value Ratio: Borrow up to 75-90% of the value of your bonds/debentures.
  • Lower Interest Rates: Benefit from lower rates compared to unsecured loans.
  • Flexible Tenure: Choose loan tenure that fits your financial needs.
  • Preserve Capital Gains: Your bonds and debentures remain invested, continuing to generate returns.

A Loan Against Bonds and Debentures is a great way to access quick funds while still retaining your investments. Contact us to explore this option and understand how it can benefit your financial situation.

Tax Consultancy

Expert Tax Advice for Effective Savings

Tax Consultancy services provide expert guidance on how to manage your tax obligations efficiently. Our experts help you understand tax-saving strategies, ensuring you comply with regulations while optimizing your financial outcomes.

Product Description:

We offer comprehensive Tax Consultancy services to help individuals and businesses with tax planning, compliance, and saving strategies. Our team of experts works with you to minimize tax liabilities while ensuring full compliance with all regulations.

Features:

  • Personalized Tax Planning: Tailored strategies that align with your financial goals.
  • Compliance Assistance: Ensure your tax returns and filings are accurate and timely.
  • Tax Saving Techniques: Advice on available deductions, exemptions, and other strategies to reduce your taxable income.
  • Investment Advice: Understand how tax laws affect your investments and how to plan accordingly.

With our expert Tax Consultancy services, you can rest assured that your tax planning is in the hands of professionals. Get in touch with us for a consultation and start saving today.